Top Free iOS Apps for Tracking Income and Expenses

Managing personal finances can be a daunting task, especially when you have multiple income sources and expenses to track. Fortunately, there are several free iOS apps available that can help you keep track of your income and expenses, making it easier to manage your finances and budget effectively. These apps offer a variety of features, from simple expense tracking to comprehensive budgeting tools, and can be a valuable resource for anyone looking to gain better control over their finances. Let’s take a look at some of the top free iOS apps for tracking income and expenses.

1. Mint

Mint is a popular personal finance app that allows you to track your income and expenses, create budgets, and get a clear overview of your financial health. It syncs with your bank accounts and credit cards, automatically categorizing transactions and providing real-time updates on your spending. Mint also offers bill tracking and reminders, credit score monitoring, and personalized tips for saving money.

2. PocketGuard

PocketGuard is a straightforward app that focuses on helping you stay on top of your spending. It links to your bank accounts and tracks your income, bills, and spending in real-time, providing you with an “In My Pocket” number that shows how much you have left to spend after accounting for your regular expenses and savings goals. PocketGuard also offers features like bill negotiation and automatic budget creation.

3. YNAB (You Need A Budget)

While YNAB is a paid app, it offers a 34-day free trial that allows you to test out its comprehensive budgeting tools. YNAB’s approach is based on giving every dollar a job, helping you to plan for both regular and irregular expenses. It syncs with your bank accounts, tracks your spending, and provides detailed reports to help you understand your spending habits.

4. Wally

Wally is a personal finance app that offers a range of features for tracking income and expenses. It allows you to set financial goals, create budgets, and track your spending by category. Wally also offers social features, allowing you to share and compare your financial progress with friends.

5. Goodbudget

Goodbudget is a budgeting app based on the envelope budgeting method. It allows you to allocate your income to different “envelopes” for various spending categories, helping you to manage your spending and save for specific goals. Goodbudget syncs across multiple devices, making it a good option for households with shared finances.

In conclusion, these free iOS apps offer a range of tools for tracking income and expenses, helping you to manage your personal finances more effectively. By choosing the app that best fits your needs, you can gain a clearer understanding of your financial situation and make more informed decisions about your money.